Investment & Financial Qualifications
We maintain rigorous transparency. Below are the disclosed estimates from Item 5, 6, and 7 of our 2025 Franchise Disclosure Document, paired with the franchisor's minimum applicant criteria.
Minimum Financial Qualifications
These are owner-supplied minimum qualifications required to be considered for an Xcyte Fitness franchise.
Readily accessible cash, savings, unencumbered securities, or approved retirement rollover funds.
Total assets minus total liabilities for the individual applicant or joint ownership entity.
Having $75,000 in liquid capital is an applicant threshold, not the total cost to open ($140K–$255K). Candidates typically utilize equipment lease-financing or commercial loans alongside liquid equity.
Estimated Total Initial Investment: $140,000 – $255,000
* Includes the $20,000 initial franchise fee. Actual costs may vary depending on local market conditions and vehicle acquisition choices.
| Type of Expenditure | Estimated Low | Estimated High |
|---|---|---|
Initial Franchise Fee Lump sum initial fee granting right to establish one Xcyte Fitness mobile unit. | $20,000 | $20,000 |
Mobile Unit (Vehicle) Estimated cost to purchase or finance/lease an approved commercial cargo van platform. | $50,000 | $120,000 |
Mobile Gym Build-Out Custom interior shelving, rubber flooring, electrical/lighting, racking, and exterior vehicle wrap. | $39,000 | $45,000 |
POS Hardware and Implementation Tablet/terminal, payment readers, initial software licensing and hardware setup. | $500 | $2,000 |
Opening Inventory and Supplies Commercial dumbbells, bands, kettlebells, mats, coach uniforms, first-aid, sanitization gear. | $10,000 | $15,000 |
Grand Opening Advertising Local promotional campaigns, launch events, community outreach, and digital ads. | $2,000 | $10,000 |
Training Travel Expenses Travel, lodging, and meals for 2 attendees during up to 7-day initial training program. | $2,000 | $5,000 |
Professional Fees (Legal / Accounting) Legal entity formation, contract review, CPA consultation, local business permits. | $2,000 | $8,000 |
Additional Funds (3-Month Working Capital) Operating reserve to cover initial fuel, insurance, software, and overhead during launch phase. | $15,000 | $30,000 |
| Estimated Total Initial Investment | $140,000 | $255,000 |
Disclaimer: Figures are estimates based upon the franchisor's 2025 FDD. You should review this figures carefully with a business advisor or accountant. The franchisor does not represent that you will not incur additional expenses starting the business.
Ongoing Financial Obligations (FDD Item 6)
Disclosed ongoing brand fees required to maintain franchise license and system participation.
Paid monthly: calculated as 4% of Gross Sales OR $1,000 per month, whichever is greater.
Paid monthly to support system-wide brand recognition, digital marketing assets, PR, and national advertising creative.
Franchisee must spend a minimum of 1% of annual Gross Sales on local territory advertising, distinct and separate from the national fund.
Xcyte Fitness does not offer direct or indirect financing to franchisees, nor do we guarantee any note, lease, or third-party financial obligation. Candidates are free to seek financing through commercial lenders, Small Business Administration (SBA) loan programs, equipment leasing firms, or 401(k) rollover programs (ROBS).
Do You Meet The Minimum Qualifications?
If you possess at least $75,000 in liquid capital and a net worth of $150,000 or greater, we invite you to request our full 2025 Franchise Disclosure Document and schedule a preliminary discovery call.